If you apply for personal rehabilitation or bankruptcy through this app, you can receive free consultation by applying for free consultation by phone consultation, KakaoTalk consultation, or application form of the app.After a free consultation, if you meet the requirements for bankruptcy and rehabilitation, you can request a commission to proceed with bankruptcy and rehabilitation.You can apply without visiting or face-to-face anywhere in the country. In actual cases, cases are being prosecuted in all courts across the country through electronic litigation.DA (Representative Attorney Bi-Ryong Lee), a law firm run by a lawyer specializing in bankruptcy law certified by the Korean Bar Association, accepts and provides free consultation on personal rehabilitation and bankruptcy cases. As of 2023, more than 7,000 cases have been processed.The difference between personal rehabilitation and bankruptcy is that personal rehabilitation is a system in which, if you have a certain income, you pay the monthly payment excluding the minimum living expenses for a certain period of time (3 years in principle, 5 years as an exception) and the remaining principal and interest are forgiven.Bankruptcy is a system that forgives all debts at once if you have no income or your income is below the minimum cost of living. However, it should be noted that there are debts that cannot be discharged in exceptional cases, such as taxes.
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